PEER TO PEER LENDING  |  CROWD FUNDING

 

Property finance for developers and commercial investors is now coming from a much wider range of lenders than before with new lenders entering the market on a regular basis and now individual investors can get in on the act. For a few years now peer-to-peer lending has been growing and offers much higher interest rates to investors and much needed liquidity to borrowers. These borrowers had typically been individuals or small business and the amounts borrowed have been relatively small. However in 2013 there were far more peer-to-peer lending in the commercial property space...

Newsletter    |    2014  Q2

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PROPERTY POLITICS  |  IMPACT OF GOVERNMENT POLICY ON THE PROPERTY MARKET

 

Government policy and political posturing can impact on the property market in significant ways and with the main parties seemingly already focusing on next year’s general election it seemed pertinent to address some of the key political issues and how they may impact on property market and funding availability. Recent comments in the press from senior figures in the main parties have sent some warning shots across the bows of certain property companies.....

BUILD COST INFLATION  |  SENSIBLE COST FORECSTING FOR DEVELOPMENT LENDERS

 

With all the different variables in pulling together a development deal there always seems to be one standout element that is particularly problematic. From late 2008 – 2011 funding projects was the big problem but as new lenders entered the market (particularly for London and the South East) developers were able to raise money for their projects and with interest rates at record lows the cost of funds wasn’t too bad. However in 2012 and 2013 it seemed that inflation in site values......

 

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